Insurance insurance

We just finished the job of calling our respective insurance companies to get quotes. Actually, that's not true. I called. Eric said, "You're so much better at talking on the phone...I'm better at talking face to face," and I said, "And what jobs do we have?" and new, previously unthought thoughts dawned on his face.

The Allstate person was friendly and helpful, and didn't mind my muttered asides. The Liberty Mutual person was also friendly and helpful, but somewhere during the conversation--it was shortly after I said Eric wasn't a football person, but I'm not sure why that would reflect on me--he started treating me as if I had an IQ of about 91. Also, Liberty Mutual is more expensive. The Liberty Mutual person told me, before I could get off the phone, to make sure that I compared not just the numbers, but the actual coverages, that maybe other companies wouldn't cover my computer, that with the towing and rental service I could just sign and drive away, it was irreplacable to be able to have things like that. I get the idea they know they're not the cheapest around.

However, the Allstate person mentioned we could buy "Your Choice Auto" (I think) coverage, which meant that if we had an accident our insurance wouldn't go up, plus if we stayed Safe Drivers we'd get 5% off the premium after 6 months and $100 off the deductible after 12 months or something. "Wait a minute," Eric said when I hung up and reported this. "You can buy insurance for your insurance? Can I buy insurance for that?"